Payment Policy

Effective Date: January 6, 2025

At Peakrapic, we are committed to providing our customers with a seamless and secure payment experience. This Payment Policy outlines the methods of payment we accept, how payments are processed, and other essential details about making a purchase on our website. By making a purchase on https://peakrapic.net/, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We offer a wide variety of secure payment methods to ensure that your transaction is smooth and protected. When making a purchase, you can choose from the following payment options:

  • Credit and Debit Cards: We accept all major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Payments are processed securely through our third-party payment gateway to guarantee your financial safety.

  • PayPal: PayPal is a convenient and secure way to make payments. If you choose PayPal, you will be redirected to PayPal’s website, where you can complete your transaction quickly.

  • Apple Pay and Google Pay: These mobile payment methods provide a fast and secure way to make payments using your smartphone.

  • Bank Transfer: For larger orders, we accept bank transfers. Customers can contact our customer support team for more details on how to complete a bank transfer.

We ensure that all payment data is encrypted using SSL (Secure Socket Layer) technology to protect your personal and financial information.

2. Order Processing and Payment Authorization

Once you place an order, we will initiate the payment authorization process. Here’s how the payment process works:

  • Authorization: After you provide your payment details, our payment gateway will verify that the payment is valid. This process ensures that the payment method is authorized by your bank or card issuer.

  • Order Confirmation: After successful authorization, you will receive an email confirmation containing the details of your order, including the items purchased, total amount, and shipping information. This email is an acknowledgment of your order, but it does not constitute final acceptance.

  • Payment Failure: If your payment is declined or there is an issue with processing your payment, we will notify you immediately via email. In such cases, you will be required to provide an alternative payment method to proceed with the order.

  • Security Checks: To prevent fraudulent transactions, we may perform additional security checks or request further information. If any concerns arise, we will work with you to verify your identity.

3. Pricing and Charges

The price for your products will be clearly displayed during the checkout process. The price includes the cost of the items, applicable sales tax, and shipping fees, which will be calculated based on your shipping address and preferred shipping method.

  • Sales Tax: We apply the appropriate sales tax based on your location. The applicable tax rate will be calculated and shown during checkout.

  • Shipping Charges: Shipping costs vary depending on the delivery method chosen, the weight of your order, and the destination. The shipping charges will be clearly displayed before you confirm your order.

  • Currency: All prices on the website are listed in United States Dollars (USD). If you are located outside the United States, your bank or payment provider will determine the exchange rate applicable to your purchase.

4. Payment Security

At Peakrapic, we take payment security seriously. Our website is secured with the latest encryption technology to protect your payment information. We are compliant with PCI DSS (Payment Card Industry Data Security Standard) to ensure that your card details and personal information are stored and transmitted securely.

We use Secure Socket Layer (SSL) encryption to safeguard sensitive data. Your financial information, such as credit card numbers, is never stored on our website and is only used for the duration of the transaction process.

5. Payment Confirmation

After completing your payment, you will receive a confirmation email that includes the details of your order, payment information, and the expected delivery date. Please review your order carefully, as this will help ensure that the information is correct.

If you notice any discrepancies in your order, please contact us immediately. We will do our best to resolve any issues before the order is processed and shipped.

6. Refunds and Cancellations

In case of an order cancellation or return, we will process a refund as outlined in our Refund and Returns Policy. Refunds will be issued to the original payment method within 7–10 business days after the return is processed.

Please note that once an order is shipped, cancellations may not be possible. If you wish to cancel an order, please contact us as soon as possible to ensure that we can make the necessary changes.

7. Disputes and Chargebacks

If you encounter any issues with your payment or order, please contact our customer service team directly at info@peakrapic.net. We are happy to assist you and resolve any disputes.

If a chargeback is initiated by your payment provider, we reserve the right to charge an additional fee to recover costs associated with the chargeback process.

8. Changes to the Payment Policy

We reserve the right to modify this Payment Policy at any time. Any changes to this policy will be posted on this page with an updated effective date. We encourage you to review this policy regularly to stay informed about our payment processes.

9. Contact Us

If you have any questions or concerns about our Payment Policy or need assistance with your payment, please contact us at: